At Nosh, finance has to move as fast as the business.

Nosh is a fintech company serving more than 300,000 customers across Nigeria and Ghana with digital financial services including gift card trading, crypto-to-cash conversion, bill payments and flight booking.

But while Nosh's customers expected transactions to happen in seconds, some of the company's internal payment processes still took hours.

As the business grew, manual operations became a serious bottleneck, and its finance operations needed to keep pace.

The problem

Manual financial processes couldn't keep up with Nosh's pace

Processing 50–60% of its transactions could take an entire day. Approvals added further delays, while the finance team spent hours working through records and reconciling transactions.

The challenge wasn't simply the volume of payments. It was the amount of manual work required to process them.

For a fintech business built around speed, this created an operational mismatch: the business could move money quickly for its customers, but its own internal payment processes were holding the team back.

“Moving into 2025, we just couldn’t afford to do things manually anymore. Productivity was suffering, and in a fast-paced industry like fintech, we needed to get things done on the go.”

— Musa Adeoluwa Hezekiah, Marketing Manager, Nosh

Nosh needed more than a way to send payments in bulk. It needed a more efficient way to run its financial operations.

The solution

One platform to manage financial operations with less manual work

Nosh adopted Bujeti to consolidate its financial operations into a single platform.

Instead of handling transactions through manual processes, the team could initiate and manage payments, track their status and maintain a clearer record of financial activity from one place.

Batch Payments became particularly valuable for high-volume transactions. Instead of processing payments individually, Nosh could handle multiple staff, vendor and customer payments together, significantly reducing the manual work involved.

The team could also see whether transactions were pending, successful or failed, giving them a clearer view of what had been processed without having to piece information together manually.

The difference was immediate.

“What used to take a full day now takes just 30 minutes. Batch payments are seamless, and confirmations are almost instant. No vendor complaints, no second-guessing, just clean, clear transactions every time.”

— Isaac Olakusehin, Head of Growth, Nosh

The results

Bujeti changed more than how Nosh processed payments. It gave the team a faster, more structured way to manage day-to-day financial operations, with clearer visibility into what was happening across transactions.

The biggest change was speed. 50–60% of transactions that previously took a full working day can now be processed in about 30 minutes. The team also gets near-immediate confirmation and can see whether a transaction is pending, successful or failed without having to chase records or confirmations manually.

For a fast-moving fintech business, that means less time spent processing and reconciling transactions and more capacity for the work that actually requires the team's attention.

The numbers

• 30 minutes, the time to process 50–60% of transactions, down from a full day

• >95% less time, a reduction in processing time for those transactions

• 5,000% improvement, Nosh's reported improvement in productivity

• Real-time visibility: the team can see whether transactions are pending, successful or failed

Why it matters

For a fintech like Nosh, the cost of slow financial operations compounds quickly.

When a team spends an entire day processing transactions that could be completed in 30 minutes, that is time taken away from customers, growth and the rest of the business.

Bujeti gives Nosh a faster way to manage its financial operations while maintaining visibility and control over its transactions. The team can spend less time on repetitive financial work and more time on the rest of the business.

“Bujeti has transformed how we work, saving us time, reducing costs, and offering peace of mind. It’s more than a platform; it’s a productivity tool.”

— Musa Adeoluwa Hezekiah, Marketing Manager, Nosh