Bujeti Smart Payment Links is here
Tobi Omoyeni
Today, we launched Bujeti Smart Payment Links, the fastest way to request and receive payments directly from your Bujeti dashboard.
For most Nigerian businesses, getting paid is rarely where the story ends. The moment the money lands, the real work begins. The default workflow looks like this:
Share account details
Wait for the transfer
Ask for proof of payment
Search through bank notifications
Confirm manually
Notify the customer
Categorise the transaction by hand
Update budgets and internal records
Reconcile it against the right invoice, and again at month end
Each step is a place where information gets lost, delayed, or duplicated. The combined cost is real: delayed cash flow, hours swallowed by reconciliation, avoidable payment errors, and no reliable visibility into what is pending versus paid, let alone what has actually been recognised as revenue.
Collecting business payments just got smarter
Since we launched Bujeti, our vision has been consistent: to build the Finance Control Centre for African businesses. We started by helping companies gain better control over money leaving the business through budgets, approval workflows, corporate cards, expense management, and spend controls. Those tools solved one side of the financial equation by giving finance teams greater visibility into how money was being spent and ensuring every expense followed the right approval process.
But finance doesn't stop at spend. A finance platform that only manages spend is only telling half the story. To truly understand cash flow, finance teams need a connected view of collections, invoices, payments, and reconciliation alongside their budgets and expenses.
That's why we've continued expanding Bujeti beyond spend management. First came Invoicing, making it easier to bill customers professionally. Then Virtual Accounts and Bank Connect, helping businesses monitor incoming funds with greater visibility. Today, we're adding another important piece to that ecosystem with Smart Payment Links.
Smart Payment Links is part of a broader vision to bring every financial workflow into one connected platform, where requesting payment, receiving funds, tracking collections, and reconciling transactions happen from the same dashboard your team already uses every day.
Meet Bujeti Smart Payment Links
Bujeti Smart Payment Links gives businesses a faster and more professional way to collect payments. Every payment is automatically categorised, budgeted, tagged, recognised as revenue, reconciled, synced to your accounting software, and even split across partners when needed.
Instead of copying account details into WhatsApp, email, or social media conversations, you simply generate a secure payment page and share a single link. Your customer opens the link, reviews the payment information, and completes the transaction through a branded checkout experience using their preferred payment method, whether that's card, bank transfer, or USSD.
That means up to 70% less admin, fewer manual tasks, and more time to focus on serving customers, growing revenue, and running your business.
The work that happens after the money lands
Most payment tools stop the moment a transaction clears. Ours keeps going.
The moment payment is completed, Bujeti updates the payment status automatically and notifies your team, categorises the transaction, applies it to the right budget, tags it as revenue, and syncs it to your accounting software, automatically. If you split revenue with a partner, it splits it. If it is a recurring payment, it repeats on schedule. Nobody touches a spreadsheet, and nobody waits until month-end to know what actually came in.
Because Payment Links is built directly into Bujeti, collections don't exist in isolation. They become part of the same financial workflow that already includes invoices, approvals, budgets, reporting, and spend management. That means your finance team isn't jumping between different systems to understand what's been paid, what's still outstanding, and how collections affect the wider financial picture.
Creating a Smart Payment Link takes less than a minute
We wanted the process to feel as simple as sending a message. Creating a Payment Link takes less than a minute:
Navigate to Links from your Bujeti dashboard.
Click Create Payment Link.
Enter the payment amount and transaction details.
Generate your secure payment link.
Share it through whichever channel you're already using to communicate with your customer.
If you also need to issue an invoice, you don't have to start the process again. Using the same payment information, Bujeti can generate an invoice without requiring duplicate data entry, helping your team move faster while keeping records accurate and consistent.
What changes for your business
Everything lives in one place: Your collections sit alongside your budgets, invoices, and spend, not in a separate tool your finance team has to check on the side.
Your books stay current on their own: Every payment is categorised, budgeted, and synced to your accounting software automatically, so your numbers reflect reality in real time, not at month end.
Revenue sharing takes care of itself: If you split income with a partner, the link divides it for you, every time, without anyone doing the maths by hand.
Your team stops chasing: Following up on payment status, proof, and reconciliation is administrative work dressed up as account management. Smart Link removes most of it.
You still make the right impression at the point of payment: A branded checkout carries more weight than an account number in a chat, whether you are collecting ₦50,000 or ₦50 million.
Built for businesses that collect payments every day
Nearly every business will feel this, but a few will feel it immediately because collecting payment is such a constant part of how they operate.
SaaS and software companies bill subscriptions, onboarding fees, and renewals on a repeating cycle. Recurring payments and automatic syncing to accounting software mean revenue is booked and recognised without finance re-entering it every month.
In travel and hospitality, a high volume of bookings across multiple properties makes categorisation and reconciliation constant work. Smart Link handles both automatically, so finance sees accurate, real-time revenue by property without closing books by hand.
For real estate businesses, inspection fees, reservation deposits, and installment span months. Automatic budgeting and revenue tagging keep every project's cash position current without someone manually tracking which payment belongs to which unit.
Professional service firms invoice frequently and often split fees with partners or associates. Automatic revenue sharing means everyone gets their share the moment a client pays, with no manual splitting after the fact.
E-commerce businesses sell across social media, messaging apps, and marketplaces, and need every sale accounted for the same way regardless of channel. Smart Link categorises and reconciles every payment identically, wherever it came from.
Although these industries feel it first, the underlying idea holds for any business that collects payments repeatedly: it is worth having those payments do the accounting work themselves.
It's live now
Bujeti Smart Payment Links is available on your Bujeti dashboard today. Log in, create your first link, and share it with your next customer. It is one more piece of a single, connected platform, where the money coming in works exactly as hard as the money going out, and everything closes itself out in the same place, seen by the same team, in real time.
